Insurance
Insurance Coverage for Addiction Treatment at Foundations Wellness
At Foundations Wellness in Port St. Lucie, Florida, we believe that high-quality drug and alcohol treatment should be accessible to everyone who needs it. One of the most common concerns people have when considering treatment is “Does my insurance cover rehab?” The good news is that many major health insurance providers include coverage for addiction and mental health treatment — and Foundations Wellness is proud to be in-network with several major carriers.
Whether you need a Partial Hospitalization Program (PHP), an Intensive Outpatient Program (IOP), or ongoing Outpatient (OP) care, our admissions team is here to guide you through the insurance process so you can focus on recovery instead of paperwork.
Does Health Insurance Cover Drug and Alcohol Rehab?
Thanks to the Mental Health Parity and Addiction Equity Act and the Affordable Care Act, most health insurance plans are required to cover behavioral health services, including treatment for substance use disorders.
This means that if you have health insurance, chances are your plan includes some level of coverage for:
- Substance abuse treatment programs
- Mental health therapy and counseling
- Medication-assisted treatment
- Aftercare planning
The amount of coverage will depend on your individual plan, deductible, and network. Being in-network means that Foundations Wellness has pre-negotiated rates with your insurance provider, lowering your out-of-pocket costs and making treatment more affordable.
Foundations Wellness Is In-Network With:
We currently accept and are in-network with several of the most common insurance carriers in Florida and across the United States:
- Blue Cross Blue Shield (Florida Blue and other BCBS affiliates)
- Tricare East & West (for military service members, veterans, and families)
- UnitedHealthcare (UHC & Optum plans)
If your insurance provider is not listed above, you may still have out-of-network benefits that can help cover treatment costs. Our admissions team can check your benefits quickly and confidentially.
What Levels of Care Are Covered by Insurance?
At Foundations Wellness, our programs are structured to provide different levels of care based on your needs:
- Partial Hospitalization Program (PHP): A highly structured day program offering intensive therapy and medical support without overnight stays.
- Intensive Outpatient Program (IOP): Flexible treatment with group and individual therapy while you live at home or in a sober living environment.
- Outpatient Program (OP): Ongoing therapy and relapse prevention designed for long-term success in recovery.
Insurance coverage typically applies to each of these levels of care, though the exact number of sessions or length of stay may vary depending on your plan.
Why Choose an In-Network Rehab Center?
When you choose an in-network treatment provider like Foundations Wellness, you get several benefits:
- Lower out-of-pocket costs compared to out-of network centers.
- Simplified billing and less paperwork.
- Confidence that your treatment is pre approved by your carrier.
- Access to high-quality, accredited care close to home in Port St. Lucie.
How to Verify Your Insurance Benefits
Navigating insurance coverage can be confusing, but you don’t have to do it alone. Our admissions specialists will:
- Contact your insurance provider directly.
- Verify your eligibility and benefits for addiction treatment.
- Explain your deductible, co-pays, and coverage levels.
- Provide a clear picture of what treatment will cost you.
This process is fast, confidential, and free.
Take the First Step Today
If you’ve been searching for a rehab that takes your insurance in Port St. Lucie, FL, Foundations Wellness is here to help. We’re proud to work with Blue Cross Blue Shield, Tricare East and West, and UnitedHealthcare to make recovery more accessible and affordable for individuals and families on the Treasure Coast and beyond.
Call our team today or complete our quick online insurance verification form. Your path to recovery can start today.
Our Happy Clients
“So instead of my story starting at birth (which is a horrendous story in itself!), I’m going to start where my addiction really started, which was 2006 while I was working as a nurse. I had very recently gotten a divorce and had untreated mental health issues. I began using meth to self-medicate because I felt so down…
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We Accept Most Major Insurances and Private Pay Options are Available.
If you do not see your insurance carrier below, please contact us to verify your benefits with an admissions specialist.
